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Dozens of business leaders recently signed an open letter to Finance Minister Chrystia Freeland arguing that pension funds should invest more in Canadian businesses. But their argument doesn鈥檛 line up with the facts, writes Prof. Sebastien Betermier in an op-ed in The Globe and Mail. Academic research has shown Canadian pension funds allocate a large portion of their portfolio to domestic assets.

For people with defined contribution pension plans, longevity risk is a significant concern. You don鈥檛 want to outlive your money. The issue is compounded because today鈥檚 retirees have longer life expectancies than ever before, writes Sebastien Betermier in Benefits Canada. Most retirees decumulate their capital on their own, but because they鈥檙e afraid to outlast their savings, this leads to a pattern of living poor and dying rich. An advanced life deferred annuity (ALDA) can help address this problem.

For its 7th edition, the 2023 9I制作厂免费 International Portfolio Challenge (MIPC), as part of 9I制作厂免费鈥檚 Sustainable Growth Initiative (SGI), gathered over 80 teams from 27 countries to address retirement challenges amidst inflation. Participants tackled the task of developing decumulation strategies for the fictional Maple Leaf Pension Plan, simulating real-world data.

Canadian pension funds have outperformed their counterparts elsewhere, and a recent study co-authored by Associate Professor of Finance Sebastien Betermier examines how they鈥檝e accomplished this. The study analyzes four deals 鈥� in the agricultural, railway transportation, real estate development, and financial services鈥� that diversified their holdings and enabled their success.

Canadian pension funds are strategically divesting from their private equity holdings to realign their portfolios. Recognizing the inherent lag in private equity valuations compared to publicly traded assets, the move aims to address potential overvaluations, particularly in the context of rising interest rates.

The Canada Pension Plan (CPP) launched in 1966 and pays retirees a monthly amount based on contributions deducted from their paycheques throughout their working lives. "You contribute with the understanding that when it comes your time to retire, you can expect your own steady stream of income where the risks are being managed directly by the plan," says Prof.

The global transition to net-zero requires significant changes in the way businesses operate and grow. How can business leaders successfully manage this energy transition? What are its opportunities and risks for businesses? And what role do corporate boards and investors play in overseeing and encouraging the transition?